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How might your life change if you could cut expenses & learn how to save money?

Would you pay off credit card debt?  Student Loans? Maybe put it toward a down payment to buy a house?

I had intentions to return to my teaching career after my maternity leave when our twins were born.  Not because I didn’t desperately want to be home with my babies, but because I was certain that we would never be able to live on just one income.

We already didn’t live frivolously with two incomes and still didn’t have much money in savings. 

One income just wasn’t a possibility for us.

SHORT ON TIME? SAVE TO PINTEREST NOW & READ ABOUT HOW TO SAVE MONEY LATER! 

frugal living ideas to save money

How We Cut Expenses & Learned How to Save Money


This post may contain affiliate links meaning that I may earn a small percentage (at no extra cost to you) if you make a purchase through a link that I share.  See full disclosure.


Then the twins were born.  Two precious baby boys, Beckem and Adler. 

And as if life with twin newborns isn’t challenging enough, Beckem was born with serious problems that required a lengthy NICU stay (and many hospitalizations to follow).  We later learned, on his first birthday, that he has an extremely rare disorder called KAT6A. 

It was soon apparent that his problems weren’t going to be “fixed” and he would need even more time, attention, and care than his healthy twin brother needed.

RELATED:  Books for Newborns: How to Boost Baby’s Brain by Reading

I can’t tell you how terrified I was to think about how we would survive without my monthly paycheck that had been a constant for more than 16 years.

I am already anxiety-prone so I had the most dire scenarios already created in my head.

But I was more scared I would lose my baby, or that he wouldn’t reach his full potential without my devotion to his care.

I had to figure out how to cut our spending….and fast!

I had to figure out how to save money!!

And you know what?…..It wasn’t as hard as I thought it was going to be.

In fact, it was quite sobering to see how much money we had been blowing. 

Depressing really.

RELATED:  If you find that you are spending too much money out of boredom or habit, you might want to read:  4 Simple Ways to Stop Over-Shopping & Save Money

But today I’m sharing how to save money with 7 of the things we did in order to save more than $10,000 in ONE YEAR.


This isn’t a comprehensive list of all the ways we were able to cut costs and save, but these are some that I think are the most practical ways to save money.

I won’t say it’s easy because change rarely is. Cutting costs and embracing frugal living usually means we are cutting out convenience and/or comforts.

It’s more convenient to grab fast food, and certainly more comfortable to have someone else do my pedicures.

But, every single cost we cut, every convenience and comfort we did without was 1000 times EASIER than the thought of leaving those babies every day. 

Here’s how we got started with saving money…  

#1 Don’t get taken to the cleaners

Taylor works in management and has to wear ties every day and suits many of those days.  Having his shirts and slacks cleaned and pressed and suits dry cleaned was almost $200 each month.  I bought a decent iron and started ironing his shirts and slacks myself.

It takes me about 1 hour on Sunday nights to press his clothes for the week.  (I could probably iron faster but I’m usually watching Netflix while I work!)

We still have to send suits to be dry cleaned which is about $45 per month, but DIY-ing the rest saved us $1,790 that year.  (still using the same iron so saving a little more each year)

So 4 of my hours each month are spent ironing, watching ‘Friends’ and saving 150 bucks!

Totally worth it.

DIY wash & press office clothes-Saved $1790/year

RELATED:  Laundry Tips for Busy Moms: One Day a Week Laundry Schedule

CLICK TO READ:  Money Saving Laundry Tips for Frugal Busy Moms

#2  Speaking of Netflix…

We nixed cable.  This one was a little bit of a tough adjustment for our two older sons.  We were spending about $100 for basic cable to flip through channel after channel of commercials.  We signed up for Netflix for less than $8 a month and have never looked back!  Can’t believe we didn’t do this sooner….such a simple way to save money! 

A very reasonable alternative to expensive cable is with Amazon unlimited streaming of thousands of movies and TV shows.

Netflix instead of cable-Saved $1,104/year

#3  How to save money by doing your own do

Haircuts for 3 guys was about $60 each visit, 8 times a year–totaling about $480 a year.

I bought this clipper set for around 20 dollars (the price has increased a bit since then) and scissors for less than $20. Those clippers only lasted 1 year so I replaced with this clipper set for less than $50 and it’s still going strong.

how to save money cutting kids hair at home

DIY Guys’ Haircuts-Saved:  $445/year

My hair…

Let’s be honest, figuring out how to do a simple boy hair cut isn’t rocket science.  But let’s talk about my hair.

It takes a long time for stylists to learn how to do color and it is truly an art!

Ya’ll, this is one area I honestly thought there was absolutely NO WAY I would ever do without!!

I had my hair highlighted/colored, and cut at least 6 times a year, and was spending about $120 a visit-$720 each yearThere was no way I could justify that and expect the rest of my family to keep making sacrifices now that I wasn’t working. 

So I watched A LOT of YouTube tutorials and read everything I could find about highlighting and cutting hair similar to mine.

For less than $50, I bought all the supplies I needed.  I got this powder lightener and this toner.

Then I got a 40 volume developer and a 20 volume developer.

The lightener and developers last forever so I only have to purchase the toner each time which is less than $10.

I remember thinking at the time that this would be the FIRST expense I add back as soon as we were able, but when that time came, I had a change of heart!

I’m not saying this is a simple thing to DIY because I have spent countless hours watching and reading tutorials, but once I figured it out, it really is easy and I happily can stuff 120 extra dollars into savings every other month!

Definitely one of my favorite ways to be more frugal! 

DIY color & cuts-Saved:  $695/year

RELATED:  Top Money Saving Tips for the One Income Family

#4  Quit buying paper towels

Paper towels didn’t seem like much of an expense until I added up that we spent around $180 a year on those little rolls of convenience!!

I bought a 24 pack of microfiber towels for about $12 and use those instead.  (I do still keep some paper towels on hand for anything really icky.)

Quit paper towels-Saved: $156/year

#5  Leave out the Take out

We added up what we were spending on restaurant food and the total amount was enough to make me so sick I never wanted to eat again! We were throwing away more than $600 per month!! 

More than $7000 a year!!

That’s embarrassing to admit.  We decided we would allow $100 of that $600 for our future take out budget and another $100 we added to our grocery budget.

Then I came up with a meal plan and started meal prepping and making freezer meals.  

Reduce fast food-Saved-$4,800/year




#6  How to Save Money with Free Car Wash!

When you do it yourself, that is.  We were spending approximately $80 a month to keep our cars clean.  We already had a shop vac that we paid around $50 for at Lowes (here’s a shop vac that is similar.)

Then we spent $12 on another 24 pack of the microfiber towels (& designated those to be only used for cleaning cars).  The rest of the supplies we already had–a bucket, water hose, Dawn dish soap, and coconut oil for the interior.

how to save money by using microfiber towels instead of paper

DIY car wash-Saved-$948/year

RELATED: Non Toxic Cleaning: Clean Without Harming Kids or Pets

#7  DIY mani/pedi

Manicures were $25 a month and pedicures were $40.  I found this tutorial on Pinterest for gel manicures, and  about $30 later had everything needed for DIY mani/pedis!

  • Stainless steel manicure tools are a must have for home mani/pedis
  • Neutral nail colors are a must for busy moms and I love this brand of nail polish 
  • Gelous Nail Gel Base Coat is the secret sauce for long lasting manicures!
  • For a super fast drying top coat try this one
  • Epsom salt and essential oils for foot soaks (already had, but these are similar)
  • My absolute favorite way to keep skin soft, smooth, and healthy is with coconut oil

how to save money by diy manicures

DIY mani/pedi-Saved: $750/year

TOTAL MONEY SAVED=$10,688/YEAR

Your situation certainly won’t look the same as ours.  You may not need to cut spending in all of these areas or you may have categories of spending that we don’t have.  Either way, by cutting your spending you will have the opportunity to save a chunk of change this year.

What creative ways have you found to cut expenses & save money?  I’d love to hear about it!  Leave a comment with your best money saving tip!

If you liked this post, I’d be so very grateful if you could save it to Pinterest so others can benefit!  Your support means so much to me!  

While you’re at it, I’d love if you follow me on Pinterest for more ideas like this! 

how to save money: save over $10k in one year

5 thoughts on “How to Save Money: Things I Quit Buying to Save Over $10K”

  1. Diane taber

    Hi I want to know how to save money whilst doing the laundry and which is the best way please. Thank you.

    1. Angela Evangelist

      Diane, that is a great question! There are quite a few ways to save money when doing laundry that you can read about here. Thank you so much for reading!

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